Can SBICARD show some run finally?

SBICARD has given almost 0% returns after listing. Can it show some reversal signs from here.
What if I Say, this can show some multi-bagger return from here. I know most of people will say I am crazy, but let us run through some facts before calling me crazy.
->Only Listed company in Credit Card Market.
-> It is a subsidiary of India’s largest commercial bank, the State Bank of India.

Green Flags
#Company is standing at highest ever revenue
#Company is standing at highest ever EPS
#Company is trading at lowest PE from it's listing day which is below median
#FIIs have started increasing stage from last quarter
#Company has delivered good profit growth of 22.7% CAGR over last 5 years
#Company Stock CAGR is -12% in last three years even after good growth in profit and sales growth of 35% & 22% respectively. (Value Unlocking is mandatory)
# Company is standing at highest ever reserves in Balance sheet.
#Company has consistent ROE of 22%
#Cards in force stand at 1.92 crore, reflecting an 11% year-over-year growth.
#SBI Card holds an 18.5% market share in the credit card industry.

Red Flags
#Credit cost increased to 8.5% from 7.5% in Q4 FY24, with Gross Non-Performing Assets (GNPA) at 3.06%.
#Incremental provisions rose by ₹51 crore quarter-over-quarter, with write-offs increasing by ₹105 crore.
#Over-leveraging among customers has impacted repayment capacity, leading to a rise in delinquencies.

Personally I am bullish and will initiate once breakout is confirmed.
Please do your own analysis before taking any trade.
Happy Investing..