XLF surges on house vote, but don't buy into the move.

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XLF             , the financial services ETF , surged as the House voted to repeal Dodd-Frank. However, financials are staring a wall of delinquencies in the face as the delinquency rate continues to rise higher. This will have a bigger effect on the market than passing this legislation. The delinquency rate continues to rise after the surge in lending at the end of 2016.

I am looking to short XLF             . The economy is not as robust as most participants wearing blinders want to believe. Given this, XLF             is a short at these levels. There will be more data coming through that iterates where the economy truly is.
is this a "buy on the rumor, sell on the news event?"
Looking for a move lower in the financials, but, not necessarily today. Fundamentals favor a move lower with delinquency rates rising.
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