The majority of lumens given out are held by their development community which creates the strongest backing of any crypto.
Stellar is it's the most undervalued crypto due to it's value being worth more or a speculative eqivelant to XRP.
XRP is fed backed and opaque. Manipulated.
XLM is Transparent as why IBM hyperledger consordium chose to partner with stellar over xrp.
Stellar is always one step ahead. Stellars founder created Ripple and the first Bitcoin exchange lol. When it comes to Crypto hes the American Crypto Warrior.
I did notice XRP's recent conference was a bit of a troll so thanks for the tip :)